“401k? We don’t need no stinkin’ 401k!” (Actually, I kinda do)

Republicans talk an awful lot about less dependence on the government–that people need to be more self-reliant. While I agree, I do feel part of government’s role is to help people be more self-reliant.  To me, the retirement plan known as the 401k is one of those things that enable people to be independent. It’s a great way for average Americans to save a bundle for retirement, and with little government involvement. Recently Congress has proposed changes to the 401k, changes that may both hurt us in the long run as a nation and negatively impact the middle-class.  Continue Reading